Acceptance of Terms 1. Your use of this website or of any of its contents indicates your acknowledgment and agreement to the Terms Of Use contained herein (“Terms”). 2. John Hardy Ltd reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or all of this website or any information contained thereon or modify, add or remove any of the Terms without notice or liability to you. Any changes to these Terms shall be effective immediately following the posting of such changes on this website. Disclaimer 3. This website is for informational purposes only and is not intended to provide specific commercial, financial, investment, accounting, tax, or legal advice. It is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever. Unless otherwise indicated on this website, you may display, download, archive, and print a single of any information on this website, for such personal, non-commercial use, provided it is done pursuant to the User Code of Conduct set forth herein. 4. You understand and agree that this website or any of its contents is provided to you on an “as is” and “as available” basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. 5. The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit. John Hardy Ltd does not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from this website. Accordingly, John Hardy Ltd do not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, such as transmissions involving the exchange of e-mail with us (including those which may contain your personal information). 6. John Hardy Ltd shall not be responsible for any problems or technical malfunction of any computer equipment, software, or any combination thereof including any injury or damage to your or any other person’s computer as a result of using this website. 7. While John Hardy Ltd shall take commercially reasonable efforts to safeguard the privacy of the information you provide us and treat such information in accordance with our Privacy Policy, in no event will the information you provide to us be deemed to be confidential, create any fiduciary obligations to you on our part, or result in any liability to you on our part in the event that such information is inadvertently released by us or accessed by third parties without our consent. 8. Links or pointers to other websites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites; (ii) the content, privacy policies or other terms of use on such websites; or (iii) such third party products and services. As John Hardy Ltd have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties, John Hardy Ltd do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk. 9. You acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall John Hardy Ltd or any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website, even if John Hardy Ltd or such provider has been advised of the possibility of such damages. User Code of Conduct 10. You agree to follow all applicable laws and regulations when using this website. Furthermore, you agree that you shall not: a upload, post or otherwise transmit through or to this website any content that: i. is unlawful, abusive, threatening, harmful, obscene, lewd, offensive, defamatory or otherwise objectionable; ii. might infringe the intellectual property rights, privacy rights, rights of publicity, or other proprietary rights of others; iii contains any viruses, trojan horses, time bombs, or any other harmful programs or elements; b. disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of our website, its computer systems, servers or networks; c. provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message or other communication; d. transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages; e. collect information about other visitors to our website without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses; f. sell access to or the use of this website, including any content contained on, downloaded or accessed from this website, except as specifically permitted in writing by John Hardy Ltd; g. redistribute any content provided by us in any manner whatsoever including by means of printed publication, fax broadcast, web pages, e-mail, web newsgroups or forums, or any other electronic or paper-based service or method; h. intentionally alter the format in which data is provided by us or otherwise circumvent our regular interfaces to such data; and i. embed or import any data provided by us into any information services (whether or not web-based), data files or application software, except as specifically permitted in writing by John Hardy Ltd. 11. By uploading, posting or otherwise transmitting through or to our website any content, you grant to us, our successors and assigns, a non-exclusive, world-wide, royalty free, perpetual, revocable license to use or distribute such content in any manner pursuant to our Privacy Policy set forth herein. Privacy Policy 12. Some services require users to give us contact information such as name, address and email address. John Hardy Ltd use this information to send the user information about our company and services, or to contact the user when necessary. 13 . Demographic and profile information is collected at our site. John Hardy Ltd use this information to strategize and prioritize the development of new products and services which are relevant to your needs. From time to time, this information may be shared with advertisers and other parties, but only on an overall, non-identifying, aggregate basis. John Hardy Ltd never sell, give, share, or disclose any specific personal information John Hardy Ltd collect on our site, except as required to complete a service or purchase transaction as requested by the user. 14. Any user may cancel or opt-out of any service or future mailing by sending his cancellation request by clicking this link Indemnification by User 15. You agree to indemnify, defend and hold us and our affiliates, business partners, officers, directors, employees and agents harmless from any loss, liability, claim, demand, damage, or expense (including reasonable legal fees) asserted by any third party relating in any way to your use of this website or breach of these Terms of Use. John Hardy Ltd reserve the right to assume the exclusive defence and control of any matter subject to indemnification by you, which shall not excuse your indemnity obligations. Proprietary Rights 16. John Hardy Ltd own the trademarks, logos and service marks displayed on this website. These may not be used without our prior written permission. 17. Materials on this site are protected by copyright. No part of these materials may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for commercial or public purposes without our prior written consent. General 18. If any provision of these Terms of Use is held invalid or unenforceable in any respect by any court having competent jurisdiction, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions of these Terms of Use shall continue in full force and effect. No waiver of any provision of these Terms of Use shall be deemed a further or continuing waiver of such provision or any other provision of these Terms of Use. 19. These Terms of Use shall be governed by and construed in accordance with the laws of USA. The parties consent to the non-exclusive jurisdiction of the courts of New York.